Home/Blog/Unable to Make Your Cash Central Payment? Here’s What You Can Do.

Unable to Make Your Cash Central Payment? Here’s What You Can Do.

You have applied for a Cash Central loan, received your funds, and have scheduled your repayment date. However, sometimes life happens, and you may not be able to make your payment on time. This can be worrisome for many people, but Cash Central has several options available to help. Read on to learn more about the options Cash Central may have available if you are unable to make your payment on time.

Courtesy Extension

You may have a delayed check, or an unexpected expense come up. Whatever the case may be, you might just need a little more time to make your payment. In this instance a courtesy extension may be the right option. When choosing a courtesy extension, the due date of your loan is changed to a later date, oftentimes to your next payday. A courtesy extension allows you more time to make your payment, but without receiving penalties.


If you are not able to make your full loan payment on your due date, you may want to consider a refinance. With a refinance, rather than paying your loan balance on your due date, you would pay your finance charges plus any applicable principal reduction payments. Your full balance payoff date would be extended. Be aware, this option increases the amount of interest you pay on the loan. If you choose this option, it is recommended you make an additional payment towards the principal balance to reduce overall finance charges.

Payment Plan

Another potential option, if available on your account, is to enter a payment plan for your loan. With a payment plan, you would pay the balance back in multiple, equal payments over a set period of time. A payment plan allows you to split the balance up into smaller payments rather than make one large payment to pay the loan in full.

We know not being able to make your payment on time can be stressful, but Cash Central is here to help. Options for loans vary by state, so check our Rates & Terms page or contact us for more information.