Wyoming Rates and Terms

Payday Loan Terms

Wyoming Payday Loan Terms

Payday loans are short-term cash loans directly deposited into your checking account. The length and duration of the loan is, in certain states, limited by law but generally aligns with your next payday whenever possible as a convenience to you. At that time, the loan is generally paid back via an authorized electronic withdrawal from your checking account.

Representative Example of Payday Loan Fees:

14 day Payday Loan of $300.00 has an Annual Percentage Rate of: 260.71%. Finance Charge: $30.00.

To view additional examples of payday loan fees, select a loan amount and duration from the drop-down menus below. Your results will be shown below once you select a loan amount, duration, and click the ‘Submit’ button.

Loan Amount:

Loan Duration (Days):

Submit

day Payday Loan of has an Annual Percentage Rate of %. Finance Charge: .

To view a specific payday loan example, select loan amount and duration. Terms will be shown here when you click the 'Submit' button.

This is only for illustrative purposes and provides an example of a typical payday loan we offer to qualified applicants. If approved, the specific rates and terms of your loan agreement will depend on your qualifications.

Apply Now >
To Get Cash Quickly

To find out if you are eligible for a payday loan, fill out a new customer application and you'll be on the road to quick cash. If you have questions about your eligibility for a loan, learn more about payday loans, or contact us at 1-800-460-4305. Once you have been approved, sign in on the customer page and submit your request for a payday loan.

A single payday loan is typically two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday loans are not recommended as long-term financial solutions.

How your due date is determined:

The minimum number of days we offer a loan is 4 days. The maximum number of days we offer a loan is 28 days.

We set your loan due date to coincide with your next pay date.

If you get paid once a week: We use the subsequent payday.
If you get paid twice a month or every other week we use your next payday. If your next payday is less than 4 days away then we use the following payday.
If you are paid once a month and your payday is less than 28 days away, your due date is your next payday (min. 4 days). If your payday is over 28 days away, you will only be able to take the loan out for 28 days as that is the maximum term for a loan.

Repayment Options:

When your loan is due we will automatically withdraw the total amount due from your account. If you need an alternative method of payment, please contact our customer service department at 1-800-460-4305. Refinances are not allowed in Wyoming.

Community Choice Financial offers extended payment plans. For more information, visit our FAQ

ACH/EFT Authorization:

Your online agreement will be governed by the laws and regulations of the state of Wyoming. If your authorized ACH debit is returned for any reason you agree to the following:

You are authorizing us to initiate electronic debits to your account in the amounts up to or less than the amount owed until the amount owed is paid in full. Your authorization shall remain in effect until we have received written notice of its termination. We must also have had a reasonable opportunity to act on this authorization.

If you have questions or concerns regarding your Cash Central/CCF loan, please feel free to call us at 800-460-4305 or or contact us via email at customerservice@cashcentral.com.

Loan/Pawn Products: To receive a loan, you must meet applicable creditworthiness criteria. Subject to state regulations, eligibility, credit check, underwriting and approval. Must meet state database eligibility. Applicant cannot be an active-duty member of the Military, or that person's spouse or dependent. Funded amounts may vary by state, store, product or based on the results of an ability to repay analysis (where applicable). Rates, terms and conditions apply. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision.

California: California payday loans are provided by CCFI Funding, LLC, a lender licensed by the California Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, Financial Code Section 23000 et seq.

Louisiana: If you cannot make payment when due, you can ask to enter into an extended payment plan once in a twelve-month period, but the request must be made before payment is due. Should your lender (Check Into Cash) refuse to enter into an extended payment plan upon your request before the due date, contact the Office of Financial Institutions at 1-888-525-9414.

Mississippi: Mississippi loans are provided by CCF of Mississippi, LLC, a lender which also provides other loan products at retail locations in Mississippi under business names other than Cash Central.

Oregon: Oregon payday loans are provided by Cash and Go a lender licensed by the Oregon Department of Consumer and Business Services to make Deferred Deposit Loans, NLMS Id.# 1393382.

Texas: Cash Central is registered as a Credit Service Organization and licensed as a Credit Access Business to assist customers in obtaining a loan through an unaffiliated third-party lender.

Cash Central has updated its privacy notice. For more information, see the Consumer Privacy Notice, the Online Privacy Notice and the California Consumer Privacy Policy.