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Tennessee Rates and Terms

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Tennessee Payday Loan Terms

Cash Central wants to help you get the funds you need when you need them. Our short-term, small online payday loans put a cash deposit directly into your checking account. In general, the due date of your loan is tied to your next pay date. When your loan is due, we automatically access your checking account via an authorized electronic withdrawal, or, if you have provided it, the debit card associated with your checking account. For alternative repayment options, please contact us.

Easymoney is a proud member of the Community Choice Financial's® Family of Companies and is licensed to make these loans in Tennessee.

Representative Example of Payday Loan Fees:

14 day Payday Loan of $200.00 has an APR of: 459.90%. Finance Charge: $35.28.

To view additional examples of payday loan fees, select a loan amount and loan duration from the drop-down menus below. The results will be shown below once you select a loan amount and duration, and click the ‘Submit’ button.

 
day Payday Loan of has an APR of %. Finance Charge: .

To view a specific payday loan example, select loan amount and duration. Terms will be shown here when you click the 'Submit' button.

This payday loan fee calculator is only for illustrative purposes and provides an example of a typical payday loan we offer to qualified applicants. If approved, the specific rates and terms of your loan agreement will depend on your qualifications.

Tennessee law limits the total obligation under a short-term Payday Loan to $500 (exclusive of certain fees).

To find out if you are eligible for a payday loan, fill out a new customer application and you'll be on the road to quick cash. If you have questions about your eligibility for a loan, learn more about how a payday loan works, or contact us at 1-800-460-4305. Once you have been approved, sign in on the customer page and submit your request for a payday loan.

How your due date is determined:

In general, the term of these payday loans is 4-18 days, although a term of up to 31 days may be available. In general, the system will set your loan due date to coincide with your next payday, unless your next payday is less than 4 days away. If you need a different due date, please call 1-800-460-4305 for assistance. Whenever possible, we suggest making your loan due date on your next payday.

Repayment Options:

When your loan is due we will automatically withdraw the total amount due from your checking account via an authorized electronic withdrawal or, if you’ve provided it, the debit card associated with your checking account. If you need an alternative method of payment, please call 1-800-460-4305. Please remember that if you cannot repay your loan in full on its due date, you should contact us one banking day before your loan is due. Refinances are not allowed in Tennessee.

For more information on repayment options such as courtesy moves, refinances, and extended or variable payment plans, please contact us at 1-800-460-4305, or visit our FAQ page.

ACH/EFT Authorization:

Your online agreement will be governed by the laws and regulations of the state of Tennessee. If your authorized ACH debit is returned for any reason you agree to the following:

You are authorizing us to initiate electronic debits or drafts to your account in the amounts up to or less than the amount owed until the amount owed is paid in full. Your authorization shall remain in effect until we have received written notice of its termination. We must also have had a reasonable opportunity to act on this authorization.
If you have questions or concerns regarding your Easymoney loan, please feel free to call us at 800-460-4305 or contact us via email at customerservice@cashcentral.com.