Our short-term payday loans put a cash deposit directly into your checking account. In general, the due date of your loan is tied to your next pay date. See HOW YOUR DUE DATE IS DETERMINED below for details. When your loan is due, we automatically access your checking account via an authorized electronic withdrawal or, if you have provided it, the debit card associated with your checking account. For alternative repayment options, please contact us.
A 31-day Payday Loan of $300 has an Annual Percentage Rate of 153.73% and a finance charge of $39.17.
To view additional examples of payday loan fees, select a loan amount and duration from the drop-down menus below. Your results will be shown below once you select a loan amount, duration, and click the ‘Submit’ button.
To view a specific payday loan example, select loan amount and duration. Terms will be shown here when you click the 'Submit' button.
This is only for illustrative purposes and provides an example of a typical payday loan we offer to qualified applicants. If approved, the specific rates and terms of your loan agreement will depend on your qualifications.
To apply for a Cash & Go payday loan, fill out a new customer application. If you have questions about your loan eligibility, learn more about payday loans, or contact us at 1-800-460-4305. Once you have been approved, sign in on the customer page and submit your request for a payday loan.
A single payday loan is typically two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday loans are not recommended as long-term financial solutions.
The term of these payday loans is 31 days. If you need a different due date, please call 1-800-460-4305 for assistance. Whenever possible, we suggest making your loan due date on your next payday.
When your loan is due we will automatically withdraw the total amount due from your checking account via an authorized electronic withdrawal or, if you’ve provided it, the debit card associated with your checking account. If you need an alternative method of payment, please call 1-800-460-4305. Please remember that if you cannot repay your loan in full on its due date, you should contact us one banking day before your loan is due.
Oregon law requires a mandatory 7-day cooling-off period after the loan is paid before a new loan may be taken.
For more information on repayment options such as courtesy moves, refinances, and extended or variable payment plans, please contact us at 1-800-460-4305, or visit our FAQ page.
Your online agreement will be governed by the laws and regulations of the state of Oregon. If your authorized ACH debit is returned for any reason you agree to the following:
If you have questions or concerns regarding your Cash Central/CCF loan, please feel free to call us at 800-460-4305 or or contact us via email at customerservice@cashcentral.com.
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