Mississippi Consumer Information
Cash Central wants to help you get the funds you need when you need them. In Mississippi, we offer payday loans online, same day loan approval, and will deposit cash from your loan directly into your checking account. In general, the due date for your loan is tied to your next pay date. When your loan is due, we automatically access your checking account via an authorized electronic withdrawal, or, if you have provided it, the debit card associated with your checking account. For alternative repayment options, please contact us.
15 day Payday Loan of $200.00 has an Annual Percentage Rate of: 486.67% and a finance charge of $40.00.
To view additional examples of payday loan fees, select a loan amount and duration from the drop-down menus below. Your results will be shown below once you select a loan amount, duration, and click the ‘Submit’ button.
To view a specific payday loan example, select loan amount and duration. Terms will be shown here when you click the 'Submit' button.
This is only for illustrative purposes and provides an example of a typical payday loan we offer to qualified applicants. If approved, the specific rates and terms of your loan agreement will depend on your qualifications.
| Amount Advanced | Fee | Face Amount of Check | 15-Day Annual Percentage Rate |
|---|---|---|---|
| $100 | $20 | $120 | 486.67% |
| $200 | $40 | $240 | 486.67% |
The maximum fees we will collect are $20 per $100, a $30 NSF fee, and the maximum Annual Percentage Rate may be 1825.00%.
Mississippi law prohibits this check cashing business from accepting a fee to renew or extend any delayed deposit transaction. Therefore, a delayed deposit check must be deposited or the check face value paid in full prior to entering into another delayed deposit transaction.
Cash Central/CCF loans are offered by us for the duration of 4-30 days.
This check cashing business is licensed and regulated by the Mississippi Department of Banking and Consumer Finance. If you have any questions or concerns we invite you to contact us at any time by calling 1-800-460-4305. If we are unable to resolve your concern you can always call the Consumer Credit Hotline or write for credit information or assistance with credit problems. Please call or write: Mississippi Department of Banking and Consumer Finance, P.O. Drawer 23729, Jackson, MS 39225 3729; Phone 1 800 844 2499.
To find out if you are eligible for a payday loan, fill out a new customer application and you'll be on the road to quick cash. If you have questions about your eligibility for a loan, learn more about payday loans, or contact us at 1-800-460-4305. Once you have been approved, sign in on the customer page and submit your request for a payday loan.
A single payday loan is typically two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday loans are not recommended as long-term financial solutions.
The term of these payday loans is 4-30 days. The system will set your loan due date to coincide with your next payday, unless your next payday is less than 4 days away. If you need a different due date, please call 1-800-460-4305 for assistance. Whenever possible, we suggest making your loan due date on your next payday.
When your loan is due we will automatically withdraw the total amount due from your checking account via an authorized electronic withdrawal or, if you’ve provided it, the debit card associated with your checking account. If you need an alternative method of payment, please call 1-800-460-4305. Please remember that if you cannot repay your loan in full on its due date, you should contact us one banking day before your loan is due. Refinances are not allowed in Mississippi.
For more information on repayment options such as courtesy moves, refinances, and extended or variable payment plans, please contact us at 1-800-460-4305, or visit our FAQ page.
Your online agreement will be governed by the laws and regulations of the state of Mississippi. If your authorized ACH debit is returned for any reason you agree to the following:
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