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Payday loans (also known as “cash advances”) are short-term cash loans directly deposited into your checking account by Cash Central. The length and duration of the loan is, in certain states, limited by law but generally aligns with your next payday whenever possible as a convenience to you. At that time, the loan is generally paid back via an authorized electronic withdrawal from your checking account. Other methods of repayment are possible. Please contact a customer service representative for further assistance.
People from all walks of life generally use their payday loan for emergency expenses, including doctor bills, utility payments, rent payments, or to avoid bouncing a check (or checks) at their financial institution. The fees associated with a payday loan can often be the most affordable option for a customer who may otherwise encounter NSF fees from the bank or late fees on a credit card.
A single payday loan is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday loans are not recommended as long-term financial solutions.
Cash Central requires you to have the following, at a minimum, for your application to be accepted:
The APR (Annual Percentage Rate) and fees for a payday loan vary by state and can be viewed here.