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Installment Loans With Cash Central

Installment Loans are characterized by a series of monthly, semi-monthly or biweekly payments ranging from six to twenty-four months. Installment Loan amounts are typically between $300 and $5,000 depending on your state of residence.

Qualifying for an Installment Loan

Cash Central requires the following, at a minimum, for your application to be accepted:

  • Source of income, verifiable in states where required.
  • Valid checking account in your name.
  • Two current (and valid) telephone numbers.
  • Your social security number.
  • Over 18 years old.
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Installment Loan APR (Annual Percentage Rate) and fees vary by state and duration.

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Alabama loans are provided by Insight Capital, LLC, a lender which also provides other loan products at retail locations in Alabama under business names other than Cash Central. Please call 1-800-460-4305 for details on loan products provided by Insight Capital, LLC.

California loans are provided by California Check Cashing Stores, LLC, a lender licensed by the California Department of Financial Protection and Innovation, pursuant to the California Financing Law, Financial Code Section 22000 et seq. and the California Deferred Deposit Transaction Law, Financial Code Section 23000 et seq.

Delaware loans are provided by CCF of Delaware, LLC, a lender licensed by the Delaware State Bank Commissioner, Delaware Licensed Lender License 023205.

Mississippi loans are provided by CCF of Mississippi, LLC, a lender which also provides other loan products at retail locations in Mississippi under business names other than Cash Central. Please call 1-800-460-4305 for details on other loan products provided by CCF of Mississippi, LLC.

Rhode Island loans are provided by CCF of Idaho, LLC, a lender licensed and regulated by the Idaho Department of Finance, Payday Lender License RPD-9652 and Regulated Lender License RRL-9612. Cash Central does not have offices in Rhode Island and is therefore not required to obtain a license.

Texas loans are arranged by Buckeye Check Cashing of Texas, LLC, 1600056494-156525, a licensed Credit Access Business (CAB). CAB is not a lender. Loans are provided by unaffiliated third-party lender First Financial Loan Company, LLC pursuant to the Texas Finance Code, Chapter 393. Cash Central of Texas, LLC is regulated by the Office of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, Texas 78705-4207.

The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You may also be asked to provide documentation as proof of identification. Approval is contingent upon successfully passing this mandatory identification confirmation.

Payday loans should be used for short-term financial needs only and not as a long-term financial solution. Any advance of money obtained through a payday loan is not intended to meet long-term financial needs. A payday loan should only be used to meet immediate short-term cash needs. Refinancing a payday loan rather than paying the debt in full when due will require the payment of additional charges. Customers with credit difficulties should seek credit counseling before entering into any payday loan transaction.

Cash Central has updated its privacy notice. For more information, see the Consumer Privacy Notice and the Online Privacy Notice.