With excessive bank fees (i.e. – the fees banks charge you to use your money: ATM fees, bounced check fees, transfer fees, etc.) on the rise (fees can run up to $38 per line item) and contributing mightily to bank profits, the FDIC has responded to their 18 month banking survey. The survey indicates most banks enroll customers in overdraft protection without notification and many do not give an option to opt out. In this era of legislators crying “wolf” on payday loans, it’s nice to see governing bodies take notice of true price gouging.  Read the full article at USA Today here.